Our Team

Jeffrey Bemoras

A 1983 graduate of Drake University, Jeffrey began using his Bachelor of Science in Actuarial Sciences and Finance degree when he joined Blue Cross and Blue Shield of Illinois (BCBSI) as a Senior Director. In this capacity, Jeffrey was responsible for strategic major and national account pricing, as well as marketing and sales. While he also developed and was responsible for strategic Consulting House relationships, Jeffery engaged in coordinating identified business unit activities with major and national account marketing teams and national actuarial and underwriting divisions. Working with national account executives, Jeffrey shared responsibility for enhancing client relationships to ensure accurate implementation of developed-pricing modules for national and local clients such as: Ameritech, American Stores, UPS, AT&T, as well as Will and Cook Counties.

In 1994, Jeffrey joined the International Planning and Analysis Center (IPAC) as the Senior Vice President and Principal Executive of the International and Domestic Health Care Consulting Practice. In this role, Jeffrey developed new business strategies for the Health Services Group and engineered the merger of the Harvard Medical International (HMI) and the German Medical Corporation (GMC). This merger led to the building and management of the first private hospital in Hanover, Germany.

Jeffrey created Apex Advanced Funding to fully roll out the Advanced Funding Program. Using his thirty-one years of experience in the diverse fields of health-care management, marketing, and the actuarial and financial sectors, along with his experience in negotiation, managed-care product development, pricing, and the development of sophisticated reporting architectures enabled Jeffrey to structure and implement the Advanced Funding Program. To date, there have been approximately $4B in Advanced Funding Transactions executed in the United States.

Chris Stepuszek, CFA

A 1981 graduate of Creighton University with a Bachelor of Business Administration, followed in 1985 with an MBA in Finance, Chris has spent thirty-three years in the financial industry as a management professional. Chris’s extensive knowledge in portfolio management, asset allocation, attribution analytics, and securities analysis coupled with his FINRA Series 3, 7, 63, and 65 licensures have developed Chris’s expertise in designing and executing strategic operational, technical, and business programs to increase assets while minimizing expenses.

In 1986, as a Vice President with New York Life Insurance and Securities, Chris cultivated a comprehensive knowledge in all lines of health, life, and annuity products. Specifically, Chris developed and maintained the pension and ERISA aspects of Taft-Hartley and defined contribution plans. In 1990, Chris became a Senior Vice President with Paine Webber, Inc. where he oversaw the management of 60 different entities including school districts, labor unions, and high net-worth investors with assets totaling more than $100MM.

In 2005, Chris began as Vice President of Sales and Client Services at Brandywine Global Investment, LLC. While overseeing 52 client relationships totaling more than $2.5B in assets, Chris also increased assets by $1.8B. At Brandywine, Chris managed and maintained relationships with key decision-makers from municipal, corporate and trade unions. Chris’s management included all facets of the experience from the initial presentation and close through strategic investments and long-term account management. While maintaining client relationships, Chris utilized attribution, capital markets, as well as equity and fixed-income research to develop financial models and metrics. Chris’s acumen in the arenas of product research and development has led to his partnership in the development of the Advanced Funding Program.


Jake Stepuszek
Senior Data Analyst

Born and raised in the Northwest suburbs of Chicago, Jake graduated from The University of Iowa in 2020 with a bachelor's degree in Data Analytics and Marketing. While attending The University of Iowa's Tippie College of Business, Jake spent the previous 3 years as a Marketing Data Analyst intern for Apex collaborating with individuals in Apex's office in Oakbrook, Illinois. In his previous role, Jake developed and maintained Apex's company database of over 12,000 covered clientele as well as help launch the Apex Advanced Funding Website alongside both Chris and Jeffrey. Jake has recently moved to Tempe, Arizona where he has helped continue to refine the Apex Advanced Funding Actuarial Model alongside Jeffrey.


Kory Kisling
Senior Sales Analyst

A native Arizonan who loves the outdoors from golfing, hiking to camping. Attended the University of Arizona, Bear Down, and studied Political Science and Economics. Utilizing his political science education, Kory started a career in politics with roles ranging from campaign manager, finance director to statewide political action director for a gubernatorial race in Arizona. These experiences developed his political acumen and led him to leave the campaign world and take an opportunity to advise and staff a Phoenix City council member for three years. The next development in Kory's career led him to be a Vice President of Investor Relations for a private equity firm that managed 1B dollars in commercial and residential real estate nationally. Through his career Kory built many diverse business relationships, one of which was Jeffrey Bemoras Apex Management Group's Principal director. The opportunity presented itself to join the Apex team in early 2020 and Kory jumped at the opportunity to join such a dynamic organization and help grow the company with future endeavors. Kory is married to the love of his life Tess and just welcomed their first child Olive to the family in April of 2020.