Apex Advanced Funding has developed an innovative strategy that converts your previously unknown health care and workers’ compensation expenses into a known, manageable fixed cost:

Over a 36-month period for Health Care AND Over a 60-month period for Workers’ Compensation.

With costs increasing annually on a national basis, Apex Advanced Funding's strategies reduce uncertainty through the incorporation of our comprehensive and proprietary analytic software. The actuarial software module of the Apex Advanced Funding Model brings to market a non-traditional method of stabilizing the volatile cost of both Health Care and Workers’ Compensation costs. The Apex Advanced Funding Model, which is Aaa rated by Moody’s (the highest rating), is a turnkey solution joining actuarial sciences, health care benefits specialization, corporate, legal, accounting, and asset management.

Our Advanced Funding Model has been used effectively for over a decade and can provide Plan Sponsors with:

  • A Three or Five-Year Rate Guarantee
  • Consistent Monthly Payments
  • No Obligations on your Company’s Balance Sheet

Funding Solutions

Apex Advanced Funding helps reduce  uncertainty through the incorporation of our comprehensive and proprietary analytic software.

explore now

Funding Models

Apex Advanced Funding has created two distinct funding solutions for controlling cost volatility and for controlling the cost volatility of Healthcare financing. 

explore now

Frequently Asked Questions

Have questions about the Apex Advanced Funding solution? Visit our Frequently Asked Questions page for answers for the most commonly asked questions.

explore now

Ready to get started?

Your tailored advanced funding solutions are one click away. Allow our experienced Benefit Consultants to assist with your complex benefit issues.

Get Started

About Apex Advanded Funding

Apex Advanced Funding helps private and public employers take control of their healthcare and workers' compensation costs. Employing a creative, yet conservative, risk management program developed in 1995 by Apex Advanced Funding principal Jeffrey L. Bemoras, Apex Advanced Funding enables employers to quantify their future healthcare and workers' compensation costs and transform them from a volatile and unknown variable expense to a totally predictable monthly fixed obligation. read more