After 16 years of development, our model affords companies and organizations a unique perspective when embarking on difficult benefit solutions. Our mathematical, statistical, and actuarial software includes access to a database of more than 22 million lives dating back to the 1950s, and is regularly updated to provide contemporary demographics by state, county, and region.


Our Unparalleled Bottom Line Advantages

Reduce unforseen expenses by converting unknown variable costs into manageable fixed costs.
Streamline strategic planning by establishing a 36 month health care cost platform or a 60 month workers comp platform.
Creating material cash flow savings for both self-funded and fully-insured Plan Sponsors.
Minimal out-of-pocket cost to implement the Apex Advanced Funding model.